Asset value method

With used residential property and with multi-family houses with maximum three housing units the asset value method is always used, which determines (substance) the value of a real estate as sum of construction costs (manufacturing costs) and land value. The exact computation is extremely different with the individual institutes. A substantial role plays thereby how a bank estimates the usability of the object.
For “real estate of the bar” (to a large extent standardized free-hold flats and terraced houses of large builders) the loan to value ratio is determined usually only roughly on the basis the purchase price (purchase price appropriately? Resale at this price possible?). For less usual objects the banks give sometimes also certain DM values per cubic meter of changes of area, which the loan to value ratio may not exceed.

Contents: Asset value method, residential property, construction costs, bank, real estate, free-hold flats, loan to value ratio


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	Asset value method With used residential property and with multi-family houses with maximum three housing units the asset value method is always used, which determines (substance) the value of a real estate as sum of construction costs (manufacturing costs) and land value. The exact computation is extremely different with the individual institutes. A substantial role plays thereby how a bank estimates the usability of the object. For “real estate of the bar” (to a large extent standardized free-hold flats and terraced houses of large builders) the loan to value ratio is determined usually only roughly on the basis the purchase price (purchase price appropriately? Resale at this price possible?). For less usual objects the banks give sometimes also certain DM values per cubic meter of changes of area, which the loan to value ratio may not exceed. Contents: Asset value method, residential property, construction costs, bank, real estate, free-hold flats, loan to value ratio Annuity \| Employer loan \| Conveyance \| Conveyance-note \| Development costs \| Building specification \| Construction costs \| Saving loan with a building company \| Handling charges \| Credit line \| Loan to value ratio \| Soil quality \| Book land charge \| Endorsement \| Loan \| Loan agreement \| These agio \| Effective interest \| Home of one's own extra pay \| Own capital funds \| Productive value procedure \| Acquisition additional expenses \| Fixed interest \| Financing expenses \| Outside capital \| Land register \| Purchase of land-expensively \| Mortgage liens \| Land charge \| Real estate tax \| Property costs \| Mortgage \| Land register \| Purchase additional expenses \| Conditions \| Consumer loan \| Creditworthiness \| Credit \| Kreditinstitut \| Credit additional expenses \| Credit collateral \| Credit protection \| Credit-worthiness \| Notice of the loan \| Modernization costs \| Usufruct \| Nominal interest \| Notary confirmation \| Notarial authentication \| Personal loan \| Installment credit \| Balance of debt \| Restschuldversicherung \| Asset value method \| Credit investigation bureau \| Tilgungsdauer \| Loans of grace \| Rate of redemption \| Certificate of non-objection \| Umschuld \| Variable interest \| Consumer credit law \| Insurance loan \| Interests \| Vorfälligkeitsentschädigung \| Pre-emption right \| Appreciation fees \| Right of repurchase \| Housing right \| Solvency \| Interest \| Interest connection period \| Interest adjustment clause \| Interest \| Dispatching \| Auction by order of the court \| Purpose explanation \| Bridging finance \| Credit for officials \| Loan for officials \|
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