Loan to value ratio

Thus at any time attainable value of an object is meant: Basis of the evaluation are the pure construction costs plus building additional expenses (real value) and/or the rentals (yield value) decreases by a “safety anticipated payment”. Usually the safety anticipated payment amounts to with live-economically used objects 10%. The loan to value ratio is calculated with self-used objects by the real value. With rented real estate (with more than 3 housing units) the loan to value ratio is calculated by the productive value and represents the value, which the object will have in the long term. Basis of the evaluation are the production costs and/or the rentals.

Contents: Construction costs, building additional expenses, safety anticipated payment, loan to value ratio, rentals


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	Loan to value ratio Thus at any time attainable value of an object is meant: Basis of the evaluation are the pure construction costs plus building additional expenses (real value) and/or the rentals (yield value) decreases by a “safety anticipated payment”. Usually the safety anticipated payment amounts to with live-economically used objects 10%. The loan to value ratio is calculated with self-used objects by the real value. With rented real estate (with more than 3 housing units) the loan to value ratio is calculated by the productive value and represents the value, which the object will have in the long term. Basis of the evaluation are the production costs and/or the rentals. Contents: Construction costs, building additional expenses, safety anticipated payment, loan to value ratio, rentals Annuity \| Employer loan \| Conveyance \| Conveyance-note \| Development costs \| Building specification \| Construction costs \| Saving loan with a building company \| Building contract \| Handling charges \| Credit line \| Loan to value ratio \| Soil quality \| Book land charge \| Endorsement \| Loan \| Loan agreement \| These agio \| Effective interest \| Home of one's own extra pay \| Own capital funds \| Productive value procedure \| Acquisition additional expenses \| Fixed interest \| Financing expenses \| Outside capital \| Land register \| Purchase of land-expensively \| Mortgage liens \| Land charge \| Real estate tax \| Property costs \| Mortgage \| Land register \| Purchase additional expenses \| Conditions \| Consumer loan \| Creditworthiness \| Credit \| Kreditinstitut \| Credit additional expenses \| Credit collateral \| Credit protection \| Credit-worthiness \| Notice of the loan \| Modernization costs \| Usufruct \| Nominal interest \| Notary confirmation \| Notarial authentication \| Personal loan \| Installment credit \| Balance of debt \| Restschuldversicherung \| Asset value method \| Credit investigation bureau \| Tilgungsdauer \| Loans of grace \| Rate of redemption \| Certificate of non-objection \| Umschuld \| Variable interest \| Consumer credit law \| Insurance loan \| Interests \| Vorfälligkeitsentschädigung \| Pre-emption right \| Appreciation fees \| Right of repurchase \| Housing right \| Solvency \| Interest \| Interest connection period \| Interest adjustment clause \| Interest \| Dispatching \| Auction by order of the court \| Purpose explanation \| Bridging finance \| Credit for officials \| Loan for officials \|
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