Their personal offer

Use the advantage

If you fulfill the following conditions,
then you can use crucial advantages with us:

     

” You are woman official/an official on lifetime
” You are Angestellte/r of the public service
a) in conditions of employment not subject to notice
b) with at least 15 years length of employment
” You are university graduates
a) with at least 5 years length of employment
b) e.g. lawyer, tax counsel, physician, operation manager.
” You are interested in a mortgage loan

 

    On a view                                                                                                                                                                                                                                                                        

Conditions - official loans
Effective interest rate per annum:

Official loan with these agio

Running time	Nominally	These agio	Effectively
12 years	5.55%	4%	6.22%
13 years	5.55%	4%	6.20%
14 years	5.55%	4%	6.18%
15 years	5.79%	4%	6.42%
16 years	5.79%	4%	6.40%
17 years	5.79%	4%	6.39%
18 years	5.99%	4%	6.59%
19 years	5.99%	4%	6.58%
20 years	5.99%	4%	6.57%

 

* Official loan of the cooperative partners  

Running time	Nominally	Effectively	Handling charges
12 years	5.60%	5.99%	2%
15 years	6.00%	6.39%	2%
20 years	6.13%	6.49%	2%

At 100% disbursement

Running time	Nominally	Effectively
12-14 years	5.99%	6.20%
15-17 years	6.39%	6.62%
15-20 years	6.69%	6.95%

+ life insurance contribution

Conditions: May 2008